Retirement isn't an end; it's a beginning. It's the beginning of waking on your own, traveling impulsively, and spending significant time with your significant other. It's also a time to start preparing for the future. After all, you've still got an entire lifetime ahead—one in which day-to-day demands are replaced by unlimited possibilities and infinite choices. It's all on you now, and on the resources you put in place. So now that you're retired, it's time to get to work.